DeFi involves significant financial risk, including the possible loss of all invested funds. Please read this disclosure carefully before using ConciergeFi services.
1. Not Financial Advice
ConciergeFi provides informational guidance and DeFi monitoring services. We are not a licensed financial advisor, broker, dealer, or investment company. Nothing we communicate — including alerts, reports, strategy discussions, or content from our team — constitutes financial, investment, tax, or legal advice.
All investment decisions are made solely by you. You should consult qualified professionals before making any financial decisions based on information provided through our service.
2. Non-Custodial Service
ConciergeFi never has access to your private keys, seed phrases, or funds. Your assets remain under your sole control at all times.
This means that while we monitor, alert, and advise — we cannot execute transactions on your behalf, reverse unauthorized transfers, or recover lost funds. The security of your wallets, keys, and signing processes is entirely your responsibility.
3. DeFi Market Risks
Decentralized finance markets are highly volatile and unpredictable. Risks include but are not limited to:
Extreme price volatility of crypto assets. Impermanent loss in liquidity pools. Stablecoin depegging events. Sudden drops in TVL (Total Value Locked) and protocol yields. Liquidity crises making it impossible to exit positions at expected prices.
Past performance of any protocol, strategy, or yield rate does not guarantee future results. APR/APY figures shown by protocols are estimates and can change at any moment.
4. Smart Contract Risks
All DeFi protocols operate on smart contracts — code deployed on blockchains. These contracts may contain bugs, vulnerabilities, or design flaws that can lead to partial or total loss of funds. Known risks include exploits, flash loan attacks, reentrancy vulnerabilities, oracle manipulation, and rug pulls.
Even protocols that have passed security audits can be compromised. An audit reduces risk but does not eliminate it. ConciergeFi monitors known threat vectors but cannot guarantee detection of all vulnerabilities.
5. Regulatory Risks
The legal and regulatory status of DeFi varies by jurisdiction and is rapidly evolving. DeFi protocols, tokens, or services you access through our guidance may become restricted, sanctioned, or illegal in your country or region without prior notice.
You are solely responsible for understanding and complying with all applicable laws, including tax obligations related to your DeFi activities. ConciergeFi does not provide tax or legal advice.
6. Technical Risks
Blockchain networks may experience congestion, high gas fees, outages, or hard forks. Frontend interfaces of DeFi protocols can be compromised through DNS hijacking, phishing attacks, or supply chain exploits. Transactions on most blockchains are irreversible.
ConciergeFi's monitoring and alert systems operate on a best-effort basis. Delays in notifications may occur due to network conditions, third-party API issues, or other technical factors beyond our control.
7. Limitations of Service
ConciergeFi does not guarantee any specific financial outcome. We do not guarantee uninterrupted service availability, real-time alert delivery, or detection of every threat.
Our service is not a substitute for your own research and due diligence (DYOR). You should independently verify all information and assess the risks of every protocol, pool, or strategy before committing funds.
ConciergeFi is not liable for losses arising from market movements, protocol failures, regulatory actions, your own decisions, or any other circumstances beyond our direct control.
8. Your Responsibility
By using ConciergeFi, you acknowledge that you understand the risks described in this disclosure, that you are acting on your own judgment, and that you accept full responsibility for your financial decisions and their outcomes.
Never invest more than you can afford to lose. Always DYOR.
Questions?
If you have questions about risks associated with our service, contact us at [email protected].